If you have any interest in health at all, you need to read this entire post. It’s one of the most important posts I’ve ever written. Why? Simply put, it contains a secret that could literally make you rich. And I’m not talking about money either. I’m talking about a type of rich that goes far beyond money. This secret is something you can use to dramatically increase the quality and quantity of health and happiness in your life.
Health insurance costs are high, even with our excellent health plan. So what can we do to bring our health care expenses under control? How can we make sure we get the most out of every dollar we spend? If you have problem in your colon don’t wait to make it worst. That’s where a Colonoscopy before Age 50 comes in. In this issue, we’ll show you how much is a colonoscopy with insurance, as a simple test can save you thousands of dollars in unnecessary medical bills!
What is colonoscopy?
A colonoscopy is an inspection of your large intestine (colon) that helps screen for colorectal cancer. Did you know 80% of people who develop colorectal cancer are not aware they have it? That’s because most cases are discovered when the cancer has already become advanced. Advanced colorectal cancer has no cure. The only way to detect early stage cancer is through routine screening. This is an unpleasant but necessary procedure. Most people dread the idea of having one, but they go ahead and get one any way because they have to. They need proof that they have paid for this unpleasantness in advance.
People are especially concerned if they have polyps removed during their procedure. Polyps are little growths that appear on the colon wall which can indicate an increased risk of cancer. Some people with polyps need to be treated immediately because they have a high risk of cancer. Others with polyps don’t need treatment right away but should be checked again in three to five years.
What if you could find out if you were at risk for getting colon cancer before the symptoms appeared? What if you could find out right away instead of waiting until after you developed bowel cancer? Well, now you can with a FIT! For Colon Cancer Early Detection Program. The first step is to have a FIT performed by a physician. This involves taking a sample of stool and testing it for blood. If there is any blood, the test will be repeated every three years thereafter.
How much is a colonoscopy with insurance?
The answer is simple. You can get a full body colonoscopy with no out of pocket expense whatsoever if you are over the age of 30 and have any of the following: -A first degree relative (parent, sibling or child) who had colon cancer before the age of 60 -An individual with an inherited predisposition to colon cancer -A history of polyps in the colon -Rectal bleeding that persists or increases -Weight loss over the last year -Change in bowel habit that is not normal for you -Flexible sigmoidoscopy (about 1/3rd the cost of a colonoscopy) or a double contrast barium enema (about 1/10th the cost of a colonoscopy) can be used to detect polyps before they become life-threatening.
How does a colonoscopy done?
There is a reason why this is the most dreaded (and profitable) part of the doctor’s visit. You see, during a colonoscopy, the doctor inserts a very thin, long tube into your rectum and then scopes out (looks at) your entire colon. He does this to make sure you don’t have polyps, which are tiny growths on the colon wall that could turn into cancer if not removed. Removing them is the only way to prevent this from happening. However, they are extremely difficult to spot. Often, a doctor will find a polyp and think it is harmless. But later, when the patient begins to develop symptoms such as rectal bleeding, it may be too late.
Beware of insurance companies that are:
Insurance companies are getting tougher and tougher about reimbursing for medical procedures. Procedures that used to be fully covered may now only be partially covered. This is true for both routine check-ups and major surgeries. One of the hardest things for an insurance company to do is deny your claim. They don’t want to appear heartless or uncaring. So they’ll agree to pay for half the cost of the procedure or maybe only for half the bill. And then they’ll send you a letter stating that part of your claim has been denied. If you have a lawyer, he’ll no doubt tell you that this is perfectly legal. But it’s not legal in a moral sense. It’s not fair. You worked hard to pay for that operation, and now your insurance company is trying to fool you? Don’t let that happen.